Want to Virtually
Eliminate Your Credit
Card Processing Fees?
Smart Register Prime™ is a Cash Discount application that empowers merchants to have all their processing data at their fingertips. SIGN UP NOW     VIEW MORE Credit Card Icon Payment Processor Icon Money Icon TAKE CHARGE
Virtually eliminate your fees.
ROBUST TECHNOLOGY
We've got the solution for you.
CASH ADVANCE
Get money when you need it.
The Nation's Leading
Cash Discount Program
The Audapay Cash Discount program is easy to understand, simple and fast to implement, as well as fully compliant. SIGN UP NOW     VIEW MORE Credit Card Icon Payment Processor Icon Money Icon TAKE CHARGE
Virtually eliminate your fees.
ROBUST TECHNOLOGY
We've got the solution for you.
CASH ADVANCE
Get money when you need it.
Technological
Solutions
We offer the latest technological solutions in the Cash Discount space. Our hardware solutions and software integrations allow merchants of all industries to Take Charge of their fees. SIGN UP NOW     VIEW MORE Credit Card Icon Payment Processor Icon Money Icon TAKE CHARGE
Virtually eliminate your fees.
ROBUST TECHNOLOGY
We've got the solution for you.
CASH ADVANCE
Get money when you need it.
Get Capital Funding
Your Business Needs
Audapay will not only save you on the tremendous amount of fees you pay every month, you can also bundle it with a Merchant Cash Advance. SIGN UP NOW     VIEW MORE Credit Card Icon Payment Processor Icon Money Icon TAKE CHARGE
Virtually eliminate your fees.
ROBUST TECHNOLOGY
We've got the solution for you.
CASH ADVANCE
Get money when you need it.
Home2020-12-02T17:14:59+00:00

About Us

Personalized Customer Service

Our award-winning commitment to superior customer service begins the moment that you contact us. One of our experienced sales representatives will begin by examining your business needs to provide you with the right service that helps you maximize profits.

There are no hidden fees and no escalating rates. You will never be placed under a contract either. We earn your business every month.

An Industry Technology Leader

We’re dedicated to providing you with the most advanced technology—technology you can’t get anywhere else. We’ve teamed with the industry’s leading developers to create AudaPay for all Android and Apple devices—the app that enables you to process credit cards directly from smartphones.

We also offer a full selection of PCI Compliant terminals from top manufacturers.

Personalized Customer Service

At AudaPay, your business fuels our business, regardless of your size. We’re proud to say that we have helped thousands of businesses (small, medium, and large) process credit cards nationwide. Regardless of the size and scope of their operation, each of our clients receives the same high-end customer service from one of our highly trained account representatives.

Our ability to provide solutions to businesses of all sizes is just one of the many reasons why AudaPay is one of the fastest-growing American companies.

Businesses across America are TAKING CHARGE of their payment processing fees by
virtually eliminating them completely!

Would you like to pay almost ZERO in monthly processing fees?

As consumers cash in on ever-increasing Rewards Points, the profits of merchants continue to sink.
We think it’s time for a practical solution for cost-conscious businesses.

Cash Discount Advantages

Take Charge of Your Processing Fees

High-rate rewards cards are costing merchants a fortune. Start Taking Charge by virtually eliminating those fees and rewarding your cash paying customers.

GET STARTED

Tailored For Your Industry

Audapay offers the most well-rounded cash discount program in the market.
We’ve got solutions for every industry.

Audapay Smart Register Prime™ App!

Audapay Smart Register Prime™ is the ONLY Mobile Processing Solution Built EXCLUSIVELY for Cash Discount!

Smart Register Prime™ is a robust Cash Discount application built for iOS and Android platforms. The payment application builds the Non-Cash Adjustment rate into the transaction at the time of sale along with all proper disclosures.

Benefits include 4G LTE Wireless communication, terminal-centric reporting, and more. Each device running Smart Register™ has a large and vibrant touch screen display. Smart Register™ can even run through a mobile phone!

Tap or Click the button below to learn more about our Audapay Smart Register Prime™ Application.

LEARN MORE
PRODUCT GUIDE
A920 Android MPOS Countertop Terminal

Frequently Asked Questions

Rather discuss your questions with us directly? Give us a call at (904) 830-4071.

Can I use my existing credit card processing equipment?2019-04-10T12:09:22+00:00

In order to provide this service, we must provide qualified equipment to process payments for the discount. The terminal we provide features unique software that permits the Cash Adjustment to take place. Every customer receipt will show a line item for the Cash Adjustment.

You can lease, buy, or rent your credit card processing equipment from us.

Why are Rewards Cards making my processing fees increase?2020-12-02T13:05:54+00:00

As big brand stores partner with banks to issue Rewards Cards we continue to see an increase in competition to provide better Reward options. The bottom line is merchants pay for these programs through processing fees. The more people use these types of cards the more rates will rise.

We are in no way trying to discourage any consumer from using such a card but merchants must at least understand that the more often these are used, the more processing fees they will pay.

The basis of our program strives to create balance and no penalized card paying customers but only make them responsible to share in the increase of cost as they use more of these types of cards.

Why am I required to have a sign disclosing the program?2019-04-10T12:09:44+00:00

Visa/Mastercard requires that a visible disclosure be present in the business. These rules were established by the card brands in 2013. If you do not properly disclose your participation in the program, you are in violation of Visa/Mastercard guidelines and could be subject to penalties up to and including having your merchant account privileges revoked.

What if I sign up and I really don’t like the program?2019-04-10T12:29:36+00:00

No problem whatsoever!

If at any time you wish to go back to paying all of the fees yourself we will be happy to put you on our standard processing platform. We can’t guarantee what the rate will be at that time as there will be another Visa/Mastercard increase taking place in April of 2018.

How do I explain this program to my merchants?2019-04-10T12:29:29+00:00

This is probably the most common question asked. The answer is very simple and not hard to understand.

Explain to your customer that this is not a FEE for paying with a credit card, but rather an incentive to pay with CASH. The Non-Cash Adjustment Rate simply covers the increasingly high cost of credit cards, which is waived when you pay with CASH.

What makes the Cash Discount Program possible?2019-04-10T12:29:13+00:00

The flat rate CASH DISCOUNT program has evolved from The Durbin Amendment.

The Durbin Amendment is Section 920 in the Dodd-Frank Wall Street Reform and Consumer Act, which is part of the broader Financial Regulation Reform and Consumer Act passed by the Senate in May 2010.

July 21, 2011, merchants can impose a $10 minimum on credit card transaction and can offer cash discounts at the register for cash purchases. This was previously banned in VISA® and Mastercard® merchant agreements.

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